Terms & Conditions

Version 06.1.2024

We are an innovator of technology and have developed the next generation mobile service (the “Service”). This YourTeamPay Member Agreement (“Agreement”) is a legal agreement between you (“you,” “your”) and YourTeamPay, LLC. and/or its affiliates (“YTP,” “we,” “our” or “us”) and governs your use of the Service. In order to use the Service, herein referred to as (“YourTeamPay”, “Mobile Service” or “Service”), you must accept all of the terms of this Agreement.

Part One: Terms Governing Use of the Service

1. Account Registration

When you visit our website, or register for one or more of our Services, we may collect the following

information:

1. You must provide accurate and complete information in response to our questions.

2. You must also keep the information that you provide up-to-date.

We will ask you to provide at a minimum, your Name, Email Address, Mobile number, PIN, and a

password to establish an account, we will also ask you for other data to provide an optimum

experience for you and the organizations with which you choose to participate with in the Community.

2. Account Name

You may choose a descriptive account name at the time you register with YTP.  YTP does not

guarantee the availability of any account name.

3. Mobile or Third Party Software

In order to use some of the Services, you may be required to download and/or install YTP

Software. In some cases when you install the software, you will be asked to create your user profile

and to establish a YTP Account on the YTP website. You must complete this and other

processes in order to access any funds that you accept through the Service. You must install any and

all software updates to continue to use the Service.

4. Verification and Inspection

YTP may request additional information from you at any time in order to protect you and those

participating with you. If you refuse any of these requests, your YTP Account may be terminated.

We reserve the right to suspend or terminate your YTP Account if you provide inaccurate, untrue,

or incomplete information, or fail to comply with our account registration requirements.

5. Compatible Hardware, Mobile Devices and Third Party Carrier Fees

Your YTP Account may allow you to accept payment card transactions on compatible hardware and

mobile devices. Mobile devices modified contrary to the manufacturer’s software or hardware

guidelines, including but not limited to disabling hardware or software controls—sometimes referred

to as “jailbreaking”—are not compatible mobile devices, and the use of such modified mobile devices 

to access any of the Services is expressly prohibited and is grounds for termination of your YTP

Account. YTP does not warrant that the Services will be compatible with your mobile device.

Your use of the Service may be subject to the terms of your agreements with your mobile device

manufacturer and your carrier.

6. Your YTP Account

By creating a YTP Account, you confirm that you are the individual about whom the information is

being provided.

You may store and manage payment methods with your YTP Account that can be used in your

participation with your payments to retailers, suppliers, vendors (herein referred to as “Community”) or to any other party that is participating in our merchant network.

You may use your YTP Account with retailers and/or other parties where both parties have devices

that support secure bar code and/or NFC technology.

You may use your YTP Account to participate with organizations in one or more capacities

including but not limited to: Member, Coach, Parent, Player, Volunteer, Sales Agent, Group Organizer, Payer, Payee and other such roles as we or our partners enable.

You may use and we may enable your YTP Account for one or more Services, including but not

limited to coupons, promotions, events, tickets, participation, authentication, and payments.

You may setup and manage recurring payments with your YTP Account that can be used in

participation with your payment and/or bill pay relationships.

You may not export the Service directly or indirectly, and you acknowledge that the Service may be

subject to export restrictions imposed by US law, including US Export Administration Regulations (15

C.F.R. Chapter VII).

7. Our Role

Our Service allows you to manage your mobile identity, your privacy settings by organization,

relationships to friends and organizations, your wallet and the preferred payment methods, pay your

bills, participate with others, and accept payments, including ACH, Card based, and third party

payments as enabled by our service. We also enable you in some cases to checkin, favorite, join,

record your member information and order from organizations which participate with YTP. We

reserve the right to add or remove services as needed.

8. Your Authorization

By accepting the terms of this Agreement, you authorize us to collect and manage your information for participants in our Community. Unless otherwise directed to us in writing, by the organization for

which you are accepting payments, or the persons from whom you are accepting payments, you

authorize YTP to route all of your payment transactions by the lowest cost route. Your

authorization permits us to generate a paper draft or an electronic funds transfer to process each

payment transaction that you authorize. Your authorizations will remain in full force and effect until

your YTP Account is closed or terminated.

9. Restricted Use

You may use this Service only to the extent that you obey all laws, rules, and regulations applicable to your use of the Service.

10. Unauthorized or Illegal Use

We may decide not to authorize or settle any transaction that you submit to us if we believe that the

transaction is in violation of any YTP agreement, or exposes you, our other users, or us to harm.

Harm includes fraud and other criminal acts. If we reasonably suspect that your YTP Account has

been used for an unauthorized, illegal, or criminal purpose, you give us express authorization to share information about you, your YTP Account, and any of your transactions with law enforcement.

11. Reserved

12. YTP Account History

When a payment is made to your YTP Account, we will update your YTP Account activity on

the website and provide you a transaction confirmation. The confirmation will serve as your receipt.

Summaries of your YTP Account activity, including monthly statements, are available on our

website for up to one year of account activity. Except as required by law, you are solely responsible for (a) compiling and retaining permanent records of all transactions and other data associated with your YTP Account and your use of the Service, and (b) reconciling all transactional information that is

associated with your YTP Account. If you believe that there is an error or unauthorized transaction

activity is associated with your YTP Account, you agree to contact us immediately.

13. Receipts

When you make a payment, accept a payment or gift you are likely to receive an email from us on

behalf of the organization or directly from us via SMS or email.

14. Usage of Shortcode

We may send you real-time receipts via a text message which you may also use as secondary

authentication. Standard message and data rates may apply (check with your carrier).

15. Customer Service

If you have any questions about your service you many contact our support organization which is provided by our support organization Corduro at at +1-888-247-1886 x2, or email us at support@yourteampay.com

16. Dormant YTP Account

If there is no activity in your YTP Account (including access or payment transactions) for at least

two (2) years, consecutively, and you have a Balance, we will notify you by sending an email to your

registered email address and give you the option of keeping your YTP Account open and

maintaining the Balance, withdrawing the Balance, or requesting a check. If you do not respond to our notice within thirty (30) days, we will automatically close your YTP Account and escheat your funds in accordance with applicable law, and if permitted, to the YTP Service.

17. Your Privacy 

Your privacy is very important to YTP. Upon acceptance of this Agreement you confirm that you

have read, understood and accepted YTP's Privacy Policy.

18. Disclosures and Notices

You agree that YTP can provide Disclosures and Notices required by law and other information

about your YTP Account to you electronically by posting it on our website, or emailing it to the

email address listed in your YTP Account. You also agree that electronic Disclosures and Notices

have the same meaning and effect as if we had provided you with a paper copy. Such Disclosures and Notices are considered received by you within 24 hours of the time it was posted to our website, or emailed to you unless we receive notice that the email was not delivered.

19. Security

We have implemented technical and organizational measures designed to secure your personal

information from accidental loss and from unauthorized access, use, alteration or disclosure. However, we cannot guarantee that unauthorized third parties will never be able to defeat those measures or use your personal information for improper purposes. You acknowledge that you provide your personal information at your own risk.

20. Termination

If your YTP Account is terminated for any reason or no reason you agree: (a) to continue to be

bound by this Agreement, (b) to immediately stop using the Service, (c) that the license provided under this Agreement shall end, (d) that we reserve the right (but have no obligation) to delete all of your information and account data stored on our servers, and (e) that YTP shall not be liable to you or any third party for termination of access to the Service or deletion of your information or account data.

21. Your Right to Terminate

You may terminate this Agreement and other YTP agreements at any time by closing your YTP

Account. Upon closure of your YTP Account, any pending transactions will be cancelled. Any funds

that we are holding for you at the time of closure, less any applicable Fees, will be deposited consistent with your Agreement, assuming all transactional requirements have been fulfilled (for

example, you may not close your YTP Account as a means of evading your obligations). If an

investigation is pending at the time you close your YTP Account, we may hold your funds as

described herein. If you are later determined to be entitled to some or all of the funds in dispute, we

will release those funds to you.

22. Suspension or Termination by Us

We may terminate this Agreement and/or suspend or close your YTP Account for any reason or no

reason at any time upon notice to you.

23. Effect of Termination

We will not be liable to you for compensation, reimbursement, or damages in connection with your use of the Service, or any termination or suspension of the Service. Any termination of this Agreement does not relieve you of any obligations to pay any Fees or costs accrued prior to the termination and any other amounts owed by you to us as provided in this Agreement.

Part Two: Additional Legal Terms

1. Your License

YTP grants you a personal, limited, non-exclusive, revocable, non-transferable license, without the

right to sublicense, to electronically access and use the Service solely to accept and receive payments and to manage the funds you so receive. The Service includes our website, any software, programs, documentation, tools, internet-based services, components, and any updates (including software maintenance, service information, help content, bug fixes or maintenance releases) thereto provided to you by YTP. You will be entitled to download updates to the Service, subject to any additional terms made known to you at that time, when YTP makes these updates available.

While we want you to enjoy the Service, you may not, nor may you permit any third party to do any of

the following: (a) access or attempt to access YTP systems, programs or data that are not made

available for public use: (b) copy, reproduce, republish, upload, post, transmit, resell or distribute in

any way material from YTP; (c) permit any third party to use and benefit from the Service via a

rental, lease, timesharing, service bureau or other arrangement, unless the third party is part of

YTP’s authorization network; (d) transfer any rights granted to you under this Agreement; (e) work

around any of the technical limitations of the Service, use any tool to enable features or functionalities that are otherwise disabled in the Service, or decompile, disassemble or otherwise reverse engineer the Service, except to the extent that such restriction is expressly prohibited by law; (f) perform or attempt to perform any actions that would interfere with the proper working of the Service, prevent access to or use of the Service by our other users, or impose an unreasonable or disproportionately large load on our infrastructure; or (vii) otherwise use the Service except as expressly allowed under this section.

2. Ownership

The Service is licensed and not sold. YTP reserves all rights not expressly granted to you in this

Agreement. The Service is protected by copyright, trade secret and other intellectual property laws.

YTP owns the title, copyright and other worldwide Intellectual Property Rights (as defined below) in

the Service and all copies of the Service. This Agreement does not grant you any rights to YTP’s

trademarks or service marks.

For the purposes of this Agreement, “Intellectual Property Rights” means all patent rights, copyright

rights, mask work rights, moral rights, rights of publicity, trademark, trade dress and service mark

rights, goodwill, trade secret rights and other intellectual property rights as may now exist or hereafter come into existence, and all applications therefore and registrations, renewals and extensions thereof, under the laws of any state, country, territory or other jurisdiction.

You may choose to or we may invite you to submit comments or ideas about the Service, including

without limitation about how to improve the Service or our products (“Ideas”). By submitting any Idea,

you agree that your disclosure is gratuitous, unsolicited and without restriction and will not place

YTP under any fiduciary or other obligation, and that we are free to use the Idea without any

additional compensation to you, and/or to disclose the Idea on a non-confidential basis or otherwise to anyone. You further acknowledge that, by acceptance of your submission, YTP does not waive any rights to use similar or related ideas previously known to YTP, or developed by its employees, or

obtained from sources other than you.

3. Indemnity 

You will indemnify, defend and hold us, our banks and our processors harmless (and our respective

employees, directors, agents, affiliates and representatives) from and against any and all claims, costs, losses, damages, judgments, Tax assessments, penalties, interest, and expenses (including without limitation reasonable attorneys’ fees) arising out of any claim, action, audit, investigation, inquiry, or other proceeding instituted by a person or entity that arises out of or relates to: (a) any actual or alleged breach of your representations, warranties, or obligations set forth in this Agreement, including without limitation any violation of our Policies or the Networks’ rules; (b) your wrongful or improper use of the Service; (c) any transaction submitted by you through the Service (including without limitation the accuracy of any Product Information that you provide or any claim or dispute arising out of products or services offered or sold by you); (d) your violation of any third-party right, including without limitation any right of privacy, publicity rights or Intellectual Property Rights; (e) your violation of any law, rule or regulation of the United States or any other country; (f) any other party’s access and/or use of the Service with your unique username, password or other appropriate security code.

4. Representation and Warranties

You represent and warrant to us that: (a) you are at least eighteen (18) years of age or have permission of your legal guardian; (b) you are eligible to register and use the Service and have the right, power, and ability to enter into and perform under this Agreement; (c) you will not use the Service, directly or indirectly, for any fraudulent undertaking or in any manner so as to interfere with the use of the Service.

5. No Warranties

USE OF THE SERVICE IS AT YOUR OWN RISK. THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, AND YTP MAKES NO WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM YTP OR THROUGH THE SERVICE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN. WITHOUT LIMITING THE FOREGOING, YTP, ITS PROCESSORS, ITS PROVIDERS, ITS LICENSORS (AND THEIR RESPECTIVE SUBSIDIARIES, AFFILIATES, AGENTS, DIRECTORS, AND EMPLOYEES) DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THE SERVICE WILL MEET YOUR REQUIREMENTS; THAT THE SERVICE WILL

BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION, UNINTERRUPTED OR SECURE; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ANY CONTENT DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DOWNLOADED AT YOUR OWN RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD.

YTP DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY

PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICE OR ANY HYPERLINKED WEBSITE OR SERVICE, OR FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND YTP WILL NOT BE A PARTY TO OR IN ANY WAY MONITOR ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

6. Limitation of Liability and Damages

IN NO EVENT SHALL YTP, ITS PROCESSORS, SUPPLIERS OR ITS LICENSORS (OR THEIR RESPECTIVE AFFILIATES, AGENTS, DIRECTORS AND EMPLOYEES) BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, THAT  RESULT FROM THE USE OF, INABILITY TO USE, OR UNAVAILABILITY OF THE SERVICE. UNDER NO CIRCUMSTANCES WILL YTP BE RESPONSIBLE FOR ANY DAMAGE, LOSS OR INJURY RESULTING

FROM HACKING, TAMPERING OR OTHER UNAUTHORIZED ACCESS OR USE OF THE SERVICE OR YOUR YTP ACCOUNT OR THE INFORMATION CONTAINED THEREIN.

YTP AND ITS PROCESSORS (AND THEIR RESPECTIVE AFFILIATES, AGENTS, DIRECTORS, AND EMPLOYEES) ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT; (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO OR USE OF THE SERVICE; (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION STORED THEREON; (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICE; (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR

THROUGH THE SERVICE BY ANY THIRD PARTY; (VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE THROUGH THE SERVICE; OR (VII) USER CONTENT OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY. IN NO EVENT SHALL YTP, ITS PROCESSORS, AGENTS, SUPPLIERS, OR LICENSORS (OR THEIR RESPECTIVE AFFILIATES, AGENTS, DIRECTORS, AND EMPLOYEES) BE LIABLE TO YOU FOR ANY CLAIMS, PROCEEDINGS, LIABILITIES, OBLIGATIONS, DAMAGES, LOSSES OR COSTS IN AN AMOUNT EXCEEDING THE AMOUNT OF

FEES EARNED BY US IN CONNECTION WITH YOUR USE OF THE SERVICE DURING THE THREE (3) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM FOR LIABILITY. THIS LIMITATION OF LIABILITY SECTION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF YTP HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

The Service is controlled and operated from its facilities in the United States. YTP makes no

representations that the Service is appropriate or available for use in other locations. Those who

access or use the Service from other jurisdictions do so at their own volition and are entirely

responsible for compliance with all applicable United States and local laws and regulations, including

but not limited to export and import regulations. You may not use the Service if you are a resident of a country embargoed by the United States, or are a foreign person or entity blocked or denied by the

United States government. Unless otherwise explicitly stated, all materials found on the Service are

solely directed to individuals, companies, or other entities located in the United States.

7. Disputes

Except as expressly provided in this Agreement, these terms are a complete statement of the

agreement between you and YTP, and describe the entire liability of YTP and its vendors and

suppliers (including processors) and your exclusive remedy with respect to your access and use of the Service. If any provision of this Agreement is invalid or unenforceable under applicable law, then it shall be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

8. Governing Law

This Agreement will be governed by Texas law as applied to agreements entered into and to be

performed entirely within Texas, without regard to its choice of law or conflicts of law principles that

would require application of law of a different jurisdiction, and applicable federal law. The parties

hereby consent to the exclusive jurisdiction and venue in the state courts or federal courts in Tarrant 

County, Texas. Headings are included for convenience only, and shall not be considered in interpreting this Agreement. The Agreement does not limit any rights that YTP may have under trade secret, copyright, patent or other laws. YTP’s failure to assert any right or provision under this Agreement shall not constitute a waiver of such right or provision. No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term.

9. Arbitration

For any claim (excluding claims for injunctive or other equitable relief) where the total amount sought

is less than $10,000.00 USD, the party requesting relief may elect to resolve the dispute through

binding non-appearance-based arbitration before a sole arbitrator and through an alternative dispute

resolution (ADR) provider selected by the party initiating arbitration from a list of qualified providers

maintained by YTP. The parties further agree that the prevailing party in the arbitration shall be

entitled to recover its costs of arbitration or of any related court proceedings (including attorneys’ fees

and expenses), collection agency fees, and any applicable interest. The arbitrator’s award shall be final and binding on the parties, who undertake to fulfill the terms of the award without delay. Judgment on the award may be entered in any court of competent jurisdiction.

10. Limitation on Time to Sue

Unless otherwise required by law, an action or proceeding by you to enforce an obligation, duty or

right arising under this Agreement or by law must commence within one year after the cause of action accrues.

11. Right to Amend

We have the right to change or add to the terms of this Agreement at any time, and to change, delete, discontinue, or impose conditions on any feature or aspect of the Service with notice that we in our sole discretion deem to be reasonable in the circumstances, including such notice on our website or any other website maintained or owned by us for the purposes of providing services in terms of this Agreement. Any use of the Service after our publication of any such changes shall constitute your acceptance of this Agreement as modified.

12. Assignment

This Agreement, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by YTP without restriction.

13. Third Party Services and Links to Other Web Sites

You may be offered services, products and promotions provided by third parties and not by YTP. If

you decide to use these Third Party Services you will be responsible for reviewing and understanding

the terms and conditions associated with these services. You agree that YTP is not responsible for the performance of these services. The YTP website may contain links to third party websites as a

convenience to you. The inclusion of any website link does imply an approval, endorsement,

recommendation by YTP. You agree that you access any such website at your own risk, and that

the site is not governed by the terms and conditions contained in this Agreement. YTP expressly

disclaims any liability for these websites. Please remember that when you use a link to go from our

website to another website, our privacy statement is no longer in effect. Your browsing and interaction on any other website, including those that have a link on our website, is subject to that website’s own rules and policies.

14. Modification of Terms of Service 

We have the right to change or add to the terms of this Agreement at any time, and to change, delete, discontinue, or impose conditions on any feature or aspect of the software or services with notice that we in our sole discretion deem to be reasonable in the circumstances, including notice on our website or any other website maintained or owned by us for the purposes of providing

services in terms of this Agreement, and communicate to you. Any use of our software or services after our publication of any such changes shall constitute your acceptance of this Agreement as modified.

15. Other Provisions

Except as expressly provided in this Agreement, these terms are a complete statement of the

agreement between you and YTP. In the event of a conflict between this Agreement and any other

YTP agreement or policy, this Agreement shall prevail on the subject matter of this Agreement. If

any provision of this Agreement is invalid or unenforceable under applicable law, then it shall be

changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

16. Survival

In addition to any provision that is reasonably necessary to accomplish or enforce the purpose of this

Agreement, the following sections of this Agreement survive and remain in effect in accordance with

their terms upon the termination of this Agreement: (Part 1) 6, 7, 13, 15-20 and (Part 2) 2, 5-10.

Version 06.01.2024

Effective Date: June 1, 2024

Version 06.01.2024 

This YourTeamPay E-Sign Agreement (“Agreement”) is a legal agreement between you (“you,” “your”, “Member”, “User”, “Applicant”) and YourTeamPay, LLC.. and/or its affiliates (“YTP,” “we,” “our” or “us”) and you consent to receive disclosures and other information electronically. Important Notice In order to enroll for a YTP Account as defined in the YTP Member Agreement, YTP must provide certain disclosures required by law. YTP can only provide these disclosures electronically if the applicant consents. 

1. Definitions In this E-Sign Consent, the following definitions apply: “I” and “me” mean the person who is applying to establish a YTP Account. “You” means YTP and any person, company, bank or financial institution that is an assignee of YTP’s rights. 

2. Consumer Consent By checking the “I agree to have agreements and other disclosures presented to me electronically,” which I hereby adopt as my electronic signature, I consent and agree that:  a. You may electronically provide me with agreements, disclosures and other information required by law regarding my legal rights and duties. b. My electronic signature on agreements and documents has the same effect as if I signed them in ink. c. You can send all communications, billing statements and disclosures, including, as applicable, but not limited to, this YTP E-Sign Consent, the YTP Privacy Policy, the YTP Member Agreement, or other agreements required to use the Services (collectively defined as “Disclosures”) to me electronically (1) via e-mail, (2) by access to a web site that we designate in an e-mail notice we send to you at the time the information is available, or (3) to the extent permissible by law, by access to a web site that we will generally designate in advance for such purpose. d. If I want a paper copy, I can print a copy of the Disclosure or download the information for my records. e. This consent applies to this application and Account, to all future Disclosures on this Account, to all future transactions in which I use YTP or with you, at any time, and to other Disclosures that you provide to me by email, unless I have, prior to such transaction, withdrawn my consent by the procedure mentioned below. 

3. What I Will Need I understand that in order to access and retain the electronic Disclosures I will need the following:   a. A computer with an Internet connection. b. A current web browser that is secure.  The browser must have cookies enabled. c. A valid email address. d. Sufficient storage space to save past Disclosures and/OR an installed printer to print them. e. If I use a spam filter that blocks or re-routes emails from senders not listed in my email address book, I must add support@yourteampay.com to my email address book. 

4. Requesting Paper Documents and Withdrawing Consent I understand that I may request paper copies of the Disclosures within 180 days of the date of the Disclosure, and that you will provide them to me by mail at no charge. I understand that I have the right to receive these Disclosures in paper form and that I may withdraw my consent by emailing said request to support@yourteampay.com.    Any withdrawal of my consent to receive electronic Disclosures will be effective only after you have a reasonable period of time to process my withdrawal. 5. Updating Email Address At any time, I can update the email address to which you will send alerts that my Disclosure is available. 

5. Updating Email Address At any time, I can update the email address to which you will send alerts that my Disclosure is available. I can change my email address by emailing said request to support@yourteampay.com

6. Signature Image, You agree that we may capture and store an image of your signature and use said image on agreements, documents, and authorizations, including but not limited to a payment transaction, in accordance with this Agreement. 

7. Legal Effect By consenting, I agree that electronic Disclosures have the same meaning and effect as if you provided paper Disclosures to me. When you send me an email or other electronic notification alerting me that the Disclosure is available electronically and make it available online, that shall have the same meaning and effect as if you provided a paper Disclosure to me, whether or not I choose to view the Disclosure, unless I had previously withdrawn my consent to receive Disclosures electronically.  

8. General I understand and agree that you reserve the right to cancel this electronic Disclosure service, change the terms of use of this service or send Disclosures in paper form at any time. I understand and agree that you are responsible for sending notice of the Disclosures to me electronically including at the email address I have provided, but are not responsible for any delay or failure in my receipt of the email notices.  

Version 06.01.2024